
Luz is an ex-corporate executive turned passionate personal finance educator and speaker. Since 2008 Luz has participated in different programs and projects to promote knowledge and understanding of personal finances. She was the Executive Director of Qualitas of Life Foundation, an organization that provided financial education to Hispanic immigrant families in New York. She also launched, provided leadership, and implemented The Financial Education Program at United Way of Westchester and Putnam, an initiative that offers financial education to employees in the workplace. Today, she is the driving force behind YOUR MONEY MATTERS-EDUCATION (YMM-E), an organization that designs and provides financial education services that help the client-organizations to meet their unique financial education goals. During the last nine years she has provided comprehensive financial literacy education to more than 3,000 individuals of all ages, and for three consecutive years she has been invited to be a presenter at “The Financial Education Day Conference” at Westchester Community College. Luz holds a B.S. in Economics and two master’s degrees both from Pace University. Currently, she is working toward her Financial Planning Certification – CFP©.